Are you looking for Paramus commercial liability insurance? Since new small business owners often have a hard time identifying and signing up for the insurance coverage they need, here is a simple breakdown of the most popular coverages you’ll want to include when you start your business.
General Liability Insurance
General liability insurance offers protection in case your business causes a third party to be injured or their property to be damaged. It can be used to cover attorneys’ fees as well as any legal or medical payments for which you’re found responsible.
Commercial Property Insurance
As the name suggests, property insurance offers payment to replace or repair your property in case it is lost or damaged. Incidents that are covered through this coverage include thunderstorms, fires, vandalism, theft and others.
Commercial Auto Insurance
If you use a car as part of your business operations, you’ll need to also have commercial auto insurance. It offers similar coverage to your personal insurance including liability, collision and uninsured driver.
New business owners looking for Paramus commercial liability insurance will find that some agencies are able to package their general liability, commercial property and auto insurance into one simple policy. Working with an experienced agent can ensure that your package includes the exact coverages you need.