If you administrate a private or charter school, it’s important to have adequate insurance protection to shield your institution. You need to have policies in-force to protect your workers, students, and assets in several ways. When you have the right amount and type of charter and private schools insurance, you can rest easy, knowing everything is covered.

 

Employee Related Coverage

 

The individuals who staff your schools are the lifeblood of your organization. There are also risks involved with these individuals. For example, your employees could be harmed on the job or put your academy at jeopardy by making allegations of wrongdoing. You need liability coverage that protects your school against claims of wrongful termination, sexual harassment, discrimination, and on-the-job injuries.

 

General Liability

 

Not only are you protecting your business, you are adhering to state regulations when you have general liability coverage. Although each state has rules that are slightly different, all charter or private schools are required to have an umbrella of general liability protection.

 

Property Protection

 

If you own your school building, you’ll need to have insurance coverage to protect your property. This will be a requirement if you have a mortgage. Even if your school is paid off, it is necessary to protect your building and materials in case of fire or other disaster.

 

Running a school can be highly rewarding, but it’s also a huge responsibility. Talk to a reputable insurance agent about your academy’s specific needs for charter and private schools insurance.