As a classic car enthusiast, you know you require classic collectors’ insurance to properly cover your unique vehicle; a regular auto policy will always fall short of your car’s needs. So how do you choose the right insurance company to purchase a policy from? First, you need to choose an insurance company that has been in business for decades. Your car has survived through the decades, why shouldn’t your insurance company be just as classic? And, since you know other classic car owners in the community are just as passionate about their vehicles as you are, you should always seek out reviews and testimonials so you can be confident in the quality and reliability of the insurance company you select.
Also, the insurance company you choose should be knowledgeable and carefully analyze your unique needs. Because your car is one-of-a-kind, your policy should be too. For example, they should help you get the most out of your budget by determining whether a cash value or stated-value policy is more appropriate versus an agreed-value policy in which depreciation would not factor into reimbursement in the event of a claim.
Choosing the right company to place your classic collectors’ insurance with will give you peace-of-mind and guarantee the beauty of your treasured vehicle for years to come.