It is said that out of every six Americans, at least 1 will get food poisoning each year. The poisoning is often from an unknown source, and is generally accidental. If you are in the food industry, chances are that multiple people will get food poisoning during your time in business. Because the odds are not in your favor, it is important to have food contamination insurance as a part of your policy. The following are a few reasons it will be of benefit to you:
- Lawsuits – While not every individual who gets food poisoning will come after you with a lawsuit, some people might. Each case of food poisoning is different than the next and while one person may be mildly uncomfortable for a day, another could get sent to the hospital, and possibly die. In hospitalization or death situations, loved ones are generally more apt to file a lawsuit. In such a situation, food contamination insurance will help you cover the costs.
- Losses – If you discover that your food is contaminated before you serve it to anyone, it is possible to stop anyone from getting sick and filing a lawsuit. Unfortunately, it also means that you could lose quite a bit of money on the contaminated food. Proper contamination insurance should help you recover the costs.
Whether you are a wholesale food manufacturer, or if you run a restaurant, be sure that all your bases are covered with proper food contamination insurance.