nursing home insurance coverage

The aging population of America means more and more nursing homes will be required across the country. These homes will play a critical role in the lives of thousands of families and therefore require the right kinds of insurance. Without protection, homes may find themselves hit with costly fees and may even leave residents without a home if their center suffers financially. Here a few policies that should be included in a nursing home insurance coverage package.

Commercial Auto

If you operate a nursing home, chances are your residents will want to head out to church, special events or shop. This requires transportation that can be covered under a nursing home plan. Now you can take your patients wherever they need to go knowing your finances and their medical expenses can be covered after an accident.

General Liability

Even a nursing home is not safe from accidents. General liability can help whenever a resident or even a visitor falls or slips on the property.

Professional Liability

Your staff is responsible for the safety and health of your residents around the clock. What happens if an employee has a mistake or neglects a patient? Professional liability deals with the possible claims that may result.

Obtaining nursing home insurance coverage doesn’t have to be a complicated process. Get working with an agent or broker that specializes in this care and protect your home.