Riding an ATV with friends is a fun outdoor experience, but would your ATV be covered in the event of an accident or injury? This may be something you want to think about. ATV insurance can help protect your vehicle. There are quite a few Santa Fe insurance agencies to choose from.

Includes Collision Coverage

This is an important aspect of ATV insurance because it covers you and your vehicle should you be the one responsible for the collision. However, this coverage does not include minor damage. Minor damage in this case would include scrapes, scratches and small dents.

Liability Policy

You may be out riding around on your ATV and accidentally damage something on your neighbors property. Its important to know that you would be responsible for the damage and could even be sued. This is where liability coverage would kick in. It could help you pay for the damages you caused or even for the legal fees if you were to get sued.

As you can see, there are several key parts about ATV insurance that make it worthwhile to consider adding to your current insurance plan. It can help you be prepared in the event of an accident. Remember to check out several different Santa Fe insurance agencies to see what kind of options you have.