Mobile homes are, as their common name suggests, not permanent structures. Even if your home is
situated on a solid foundation, it is made from materials that are less supportive. This fact has a big impact on your finances since your home is structurally less stable and at greater risk for substantial damage. Once you review the risks, you will be better prepared to find the right manufactured home insurance in California.
If your home is damaged by fire or a major weather event, not only will it need repair, but anything in the home that was exposed may need repair or replacement. In addition, you may need to be relocated while the work is done or while an emergency, such as a flood, is in progress. Are you prepared to face the increased expenses of living in a hotel for weeks or months? Not only would such housing cost more than rent, but without a kitchen your food bill will be higher, laundry costs more, and you may have a longer commute to work or school. If it is necessary to move your home to another location, you have additional costs with permits and hiring the movers.
You can enjoy your home with peace of mind when you buy affordable manufactured home insurance in California. Look for an insurance agency that specializes in mobile homes, and has a reputation for quick response in an emergency.