If you are a management consultant, physician, dentist, property manager, designer, interior decorator, IT consultant, insurance agent, or offer any professional service, you need quality insurance company professional liability. Professional liability in general provides you legal defense in cases where people accuse you of errors or omissions. Obviously, even if you perform your service to an incredibly high degree, there will always be a client that thinks that you slighted them or made a mistake, and not being properly protected for that circumstance could cost you a significant amount of money in a lawsuit.
There are a few things to keep in mind when searching for reliable insurance company professional liability. Look for a firm that is not only willing to help provide legal defense, but will take a close look at your internal procedures to see if there is anything more you can do to prevent any unfortunate legal accusations. Also, look for a firm that is interested in carefully accommodating your industry and providing just terms and fees. For example, it is likely that a dentist is in a position of higher risk than an interior decorator, they should not pay the same for the same liability insurance since the former is more likely to suffer legal accusations for true or perceived mistakes. With the proper firm supporting you and great, ethical procedures, you should not have to worry about your finances or reputation suffering at the hands of legal accusations.