Every successful business needs comprehensive insurance policies to protect against financial loss. Restaurant insurance in Tennessee provides coverage tailored specifically to the restaurant environment. Here are some of the major benefits of having a strong restaurant insurance policy.
Property Damage and Theft
If customers damage or steal your property, restaurant insurance can cover the cost of damage and replacement. This includes break-ins, damage due to disputes and theft by employees.
General Liability Coverage
If a customer is injured while dining in your restaurant, you can be held liable for medical fees and legal claims. For example, if the floor of your entranceway is wet and you do not put up proper signage or take active measures to dry the floor, a customer who slips, falls and breaks a leg can charge you for their medical expenses. General liability coverage protects you from financial loss in such situations.
Commercial Auto Insurance
If your business includes a delivery service, restaurant insurance can cover your delivery vehicles and drivers in the event of an accident. Your policy might also include theft, vandalism and fire protection.
Need Help Choosing a Plan?
If you need help choosing the best restaurant insurance in Tennessee, call your provider and discuss your options. Tell your provider all about your business so that you can get the exact coverage you need.