Tag: home healthcare specialty program

Protect Your Company With Insurance Designed for Home Health

home healthcare specialty program

If you provide home healthcare, then you know how varied the services are. As a result, home health companies face unique risks and challenges. The standard insurance for most businesses simply will not be sufficient. For example, a client could slip and fall in the shower while receiving assistance from your staff resulting in a broken hip or other injury. To make sure you are adequately covered, consider a home healthcare specialty program for your insurance.

When looking for the right insurance, youll want to make sure that you are covered for the various risks you face. Check for a program that goes beyond workers compensation and includes professional and general liability, directors and officers liability, and regulatory audit insurance coverage. These types of policies will account for client injuries, staff negligence, property damage and Medicare or Medicaid audits. In addition, if you provide transportation assistance, youll want to make sure the plan includes non-owned and hired auto policies.

As an in-home care provider, you offer tailored services to meet your clients needs and abilities. You should have an insurance policy that does the same for you. Choosing a home healthcare specialty program means youll be protected in the event that an employee or client is injured or is involved in a car accident. These plans mean that you can continue offering high quality services without worrying about the risks inherent in this field.

How a Home Healthcare Specialty Program Will Protect Your Company

home healthcare specialty program

Your home healthcare organization is unique. You not only provide personalized care, but your services allow patients who are ill and elderly to remain in the comfort of their own homes. With your unique services also comes a distinct set of demands and risks that many other industries do not face. A home healthcare specialty program is tailored to your sector; that means you get everything you need and nothing you don’t. It is designed to protect your company in several areas.

Some of the unique demands placed on those in the home healthcare industry include administering medicine or health procedures to clients in the home without immediate access to additional services or support. Some caregivers may transport clients in their own vehicles or company vehicles or they may use vehicles to drive from various clients homes. Most employees are working unsupervised and without assistance from other staff members. Whatever distinct day to day tasks your organization takes part in, a home healthcare specialty program can be designed to fit your specific needs to help protect you from any business risks you face. Taking part in a special program is designed with you in mind so that you can continue to focus on what you do best caring for your clients.