Professional liability concerns plagued each industry, but the types of risks and exposures vary according to the job duties and profession. Social work liability insurance is designed to address the elements of risks most commonly faced in this area of service.
Social Work Risks
The discipline of social work strives to improve the well-being and quality of life for members of the community, as well as at-risk or disadvantaged populations. Even though social workers attempt to help others, the complexities of their work sometimes give rise to liability-based lawsuits for both frivolous and evidence-based claims. Data found on the website for Huntersure LLC suggests that there are tens of thousands of lawsuits filed each year across the industries, with those in social work exposed to this burden as well. The most commons claims filed against those in the industry are below.
- Sexual Misconduct
- Incorrect Treatment
- HIPAA and Lost Data Issues
- Patient Suicide
- State Board Complaints
- Information Breach
- Malpractice and Care Management
Those in social work shouldn’t be surprised at the potential for a liability claim against their services, as today’s society has become increasingly litigious. Rather than struggle to address defense costs, reputation management, or paying out a settlement, speak to your broker about carrying a professional liability policy that addresses the activities and elements of your profession.