When you care for people’s physical health as your job, you may be vulnerable to claims of abuse. It’s important, therefore, not only to have general liability coverage but also NSO liability insurance. This type of policy is designed to protect medical providers against allegations of both physical and sexual abuse.

What’s Included in Your Coverage

research on https://www.huntersure.com/ indicates that if you are accused of abuse, your NSO liability is likely to cover several expenses:

Attorney fees needed to provide your defense
Court costs
Damages awarded to the plaintiff

After paying the deductible, you can likely make a claim for the remainder of your legal costs. Your out-of-pocket costs can be greatly reduced if you have sufficient coverage.

Professions Covered

If you hold any job in the field of nursing, you can benefit from NSO liability insurance coverage. A wide variety of professions can be covered by such a policy, including:

Geriatric Nurse
Home Health Care Aide
Nursing Consultant
Forensic Nurse
Medical Assistant

If you work in nursing, you need professional liability coverage in case you are accused of abuse or malpractice. No matter how careful and professional you behave, you cannot always control the allegations made against you. Having the right coverage to back you up when accusations arise can save you a lot of money.