One of the important considerations you need to make when you are moving into a new home is homeowners insurance. Despite it being required for all homeowners, there are still some things that people do not understand fully about it. Here are a few things that you might not have known about Connecticut home insurance that you should know.
You Do Not Need to Own Your Home
You need home insurance whether you rent or buy. If you buy a home, homeowners insurance is required. Although not required for rentals, renters insurance is also important in order to protect your belongings and you and your family in case of an accident.
You Do Not Have to Pay “Sticker Price”
If you are quoted one thing by an insurance company and feel it might be too high, ask if there are any discounts that might be available. For instance, bundling your homeowners insurance with your auto insurance may get you a discount, as well as paying your premium in full, or enrolling in automatic payments from your bank account.
Talk to a Professional
Getting the right Connecticut home insurance policy does not have to be a painstaking process. All you need to do is talk to a qualified insurance professional who can help by advising you of what your best options are and identifying your unique needs.