If you sell equipment, whether it’s office supplies or heavy machinery, then you know the importance of planning for the unexpected. Keeping everyone safe and getting back on track is part of the job when you’re a machine dealer. Insurance is part of that, which is why it is so important to find affordable workers’ compensation coverage that still covers every situation you’ll need.

Keeping Costs in Check

When you are looking for coverage in New York state, your best choices should be able to meet the following criteria:

  • Endorsements from trade organizations in your sector, like the American Business Products Association.
  • Custom coverage that reflects the kinds of supplies you sell and the kind of equipment you deal in.
  • Programs to help minimize costs by demonstrating safety competence on site.

These three core criteria will help you to find a machine dealer insurance package that meets all of your needs by ensuring that you work with an insurance provider who understands your business and your specific insurance needs.

Look Locally

The last thing to keep in mind when you are looking for workers’ compensation insurance is that there are a variety of local and state laws governing what kinds of coverage are necessary, to what levels, in various locations. This information can help you narrow down your choices, showing you the best local options for your coverage.